Yep. I'm well aware of that. So just give up & go with the leftist takeover of the entire banking industry is your solution?
Nope. It's not simple -"the playing field isn't level," as I said - but it's not going back to 'normal' on its own.
What the GA CU is doing, with guv support at many levels, open and clandestine, appears to be a group self-financing to strengthen its position and move toward its goals. I support this idea wholeheartedly; in fact, I firmly believe its the only "noble" ideology behind banking. It's the next step in economic evolution from 16th century shares-in-a-trading-venture cooperation.
The guv support, however, shows it isn't a grass roots effort; while their credit union method is theoretically legitimate, the guv "support" they get (help for them, hurdles and disruption for any similar structure with an opposing ideology) reveals the state's support of an agenda, which is reprehensible.
But alternative methods, even when frowned upon by The Powerful Ones Who Decide What is Legitimate, spring up all the time. Bartering a tree stand for a camp stove, or paying cash for vegetables at a farmer's market are a couple small-scale examples.