np307
Happy to be here.
We made a calculated decision to go paycheck to paycheck last year so that I could finish my master's full time. In May, I'll be done and can go back to work. Then most of what I make will go straight to savings to try to build for the future (house, kids, etc). Only debt right now is my wife's car. Thankfully it has worked out for us in that no major unexpected expenses came up during this time. It does help a lot that we have plenty of deer meat (that didnt involve a bunch of lease fees and corn).